Actual
Local-first personal finance app with envelope budgeting, bank sync, and cross-device synchronization.
Overview
A local-first personal finance app Actual Budget is a super fast and privacy-focused app for managing your finances. At its heart is the well proven and much loved Envelope Budgeting methodology. The project has 26K+ GitHub stars and is licensed under MIT.
Getting Started
Source: GitHub README
There are four ways to deploy Actual:
- One-click deployment via PikaPods (~1.40 $/month) - recommended for non-technical users
- Managed hosting via Fly.io (~1.50 $/month)
- Self-hosted by using a Docker image
- Local-only apps - downloadable Windows, Mac and Linux apps you can run on your device
Learn more in the installation instructions docs.
Normalized Features
Source: tool-features-normalized.json
docker.
Deploy
Replaces
Compare Actual
Firefly III for detailed financial tracking, reporting, and bank imports. Actual Budget for envelope-style budgeting with a clean, fast UI. Choose based on whether you need a financial tracker or a budgeting tool.
Maybe for investment tracking and net worth management. Actual for envelope-style budgeting. Different financial goals -- Maybe tracks wealth, Actual plans spending.
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